Life Insurance Premium Financing - Disclaimer   

Disclaimer

Please read the terms, conditions and disclaimers contained in this section carefully. By accessing this Web site, you agree to be bound by these terms, conditions and disclaimers.

•PremFinance makes no warranties or representations as to the accuracy and completeness of the information contained on this Web site. This information and the products and services are provided as available without any warranty of any kind, either expressed or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

•Neither PremFinance nor any of its affiliated entities, officers, employees, agents or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if PremFinance is advised of the possibility) arising in any way from the information contained in this Web site or any information transmitted via this Web site. PremFinance is not liable for any damages or losses that may be caused to any equipment, computer hardware or software due to any viruses, defects or malfunctions in connection with access to or use of this Web site.

•PermFinance.com is not affiliated with any insurance carrier.

•The information provided on this web site is a summary and should not be taken as a full explanation of the life insurance premium finance program's loan terms. Nor is the information provided herein part of the loan documents or financing agreement governing any loan under the life insurance premium finance program.

•PremFinance controls and maintains this site from the United States of America and makes no representation that materials are appropriate or available for use in other locations. The use of materials contained within this Web site, either outside of the United States or domestically within any state in which PremFinance is not currently licensed and/or authorized to conduct business, is strictly prohibited.

•PermFinance.com, is not affiliated with the bank providing the loans.

•Information and opinions presented in this Site have been obtained or derived from sources believed to be reliable, but PremFinance makes no representation as to their accuracy or completeness. PremFinance maintains the right to delete or modify information on this Site without prior notice.

•The information and opinions presented here are for general information only. They are not intended to provide specific advice or recommendations for any individual. Clients should contact their own attorney, accountant or tax advisor with regard to their individual situation. The opinions shown here do not necessarily reflect those of any insurance carriers or their affiliates.

•The products and services offered and the applicable terms and conditions may change at any time. There may be eligibility requirements for these products and services, and they may not be available in all geographic areas.

•The summary descriptions and other information included herein, and any other materials provided to you, are intended only for informational purposes and convenient reference. The information contained herein is not intended to provide, and should not be relied upon for, accounting, legal or tax advice or investment recommendations. Recipients are advised to consult with their tax, financial, investment and legal advisors.

•No representation or warranty, express or implied, is made as to the accuracy or completeness of the information contained on the site.

•This site may contain certain links to other sites on the Internet. These links are provided for your convenience. Links to another site do not constitute PremFinance approval or endorsement of that site or its content, products or advertisements.

•This Site is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject PremFinance to any registration or licensing requirement within such jurisdiction. Nothing on this Site shall constitute an offer or a solicitation of an offer to buy or sell any products or services, including but not limited to any securities, financial instruments or other investments or investment advice. The information in the Site is descriptive of PermFinance as a whole and the services, securities and financial instruments described may not be suitable for you or available in the jurisdiction in which you are located.

•PremFinance will not treat users of this Site as its clients by virtue of them accessing it. Users of this site should seek the advice of their independent financial adviser prior to taking any investment decision on the basis of any information contained herein and no information herein constitutes general or specific investment, legal, tax or accounting advice of any kind.

•The information contained on this Site may relate to the products and services of a person or entity that is located in a jurisdiction other than that in which you are located. Accordingly the rules for the protection of private customers that apply in the jurisdiction in which you are located may not apply in relation to such products and services.

•PremFinance makes no representations or warranties as to the security of the Internet or information transmitted through PremFinance's Web Site. By sending/transmitting information through this Web site, you accept the risk that the information you transmit to us and any information that we transmit to you may be intercepted by third parties.

•No textual material, information or images contained within this Web site may be reproduced or utilized in any manner without the prior written consent of PremFinance.

•Messages that you send to us by E-Mail may not be secure. We recommend that you do not send any confidential information to us by E-Mail. If you choose to send any confidential information to us via E-Mail, you accept the risk that a third party may intercept the information. A receipt of acknowledgement on an e-mail message means only that the message has been routed into the Internet, not that PremFinance has received it.

No Warranty; No Liability
THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS. PREMFINANCE MAKES NO WARRANTY THAT ACCESS TO THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT VIRUSES OR OTHER HARMFUL COMPONENTS WILL NOT BE TRANSMITTED IN CONNECTION WITH YOUR USE OF THE SITE. PREMFINANCE HEREBY EXPRESSLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW AND/OR REGULATION, ALL WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, REGARDING THE SITE AND ANY RESULTS TO BE OBTAINED FROM THE USE OF THE SITE AND ITS CONTENTS, INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR USE AND ALL WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING AND/OR USAGE OF TRADE OR THEIR EQUIVALENTS UNDER THE APPLICABLE LAWS AND/OR REGULATIONS OF ANY JURISDICTION. PREMFINANCE DOES NOT WARRANT OR GUARANTEE THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS OR AVAILABILITY OF THIS SITE OR THE INFORMATION OR RESULTS OBTAINED FROM USE OF IT.

UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF ANY APPLICABLE LAW AND/OR REGULATION SHALL PREMFINANCE BE LIABLE TO ANYONE FOR ANY DAMAGES ARISING IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE FROM ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THIS SITE OR FROM ANY ACTION TAKEN OR NOT TAKEN AS A RESULT, REGARDLESS OF WHETHER THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING DAMAGES FOR TRADING LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF PREMFINANCE KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM OR DEMAND.

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If you have any questions about the program please feel free to email us.